Keeping it Personal with Deborah

Money, Money and More Money in 2013

money

We are a couple weeks into 2013. How many of your New Year’s resolutions have already bit the dust? As the saying goes – “it’s easier said than done” and when it comes to money, often we make it a self-fulfilling prophesy. We think it’s too hard and we just. don’t. do. it. However, if […]

Celebrate the Reason

Mary and Baby Jesus

I typically think in terms of song lyrics and math formulas… …naturally. “It’s the most wonderful time of the year with kids jingle-belling and everyone telling you be of good cheer” — kisses under the mistletoe, beautiful Christmas, and presents with shiny bows — the average family will spend $749.51 this holiday season — “jingle bells, […]

Does Black Friday Put You in the Red?

Black Friday

The holidays are quickly approaching!  Will you buy gifts for all your friends and their mamas or will you follow these 10 simple rules? 1. Know your number and stick to it. If your budget allocates $300 for gifts…spend only that amount. Ideally, start accumulating your holiday money in January – $25 per month = […]

Coupons Galore

coupon clipping

You have probably seen news stories about women who have paid three dollars for an overflowing cart of goods. I am amazed there are ‘couponers night out’ and ‘coupon swapping clubs.’ A quick Google search for ‘coupons’ returns about 1,220,000,000 results. Well, since we all strive to be financially savvy, maybe there is money to […]